Trying to make sense of the complexities of insurance coverage for hearing aid coverage can be confusing and stressful. If you can relate, this blog is for you! Keep reading for a guide to hearing aid insurance coverage and out-of-pocket costs. It outlines the typical coverage provided by leading insurance companies, as well as self-pay considerations for hearing aids.
A Guide to Hearing Aid Insurance Coverage and Out-of-Pocket Costs
Hearing Aid Coverage by Insurance Providers
1. Medicare
Medicare Part B does not typically cover hearing aids or exams for fitting them. However, Medicare Advantage Plans (Part C) may offer some coverage, so it’s worth checking with your specific plan.
2. UnitedHealthcare
Offering hearing aid coverage through their Hearing Solutions program, UnitedHealthcare provides options for discounted pricing and support in finding suitable devices. Coverage varies depending on your plan.
3. Cigna
Some Cigna plans under employer-sponsored or individual coverage may include hearing aid benefits. Check your plan details or contact Cigna customer service for specifics.
4. Aetna
Aetna doesn’t usually cover hearing aids under standard policies.
However, certain Medicare Advantage Plans by Aetna may cover part of the cost. Coverage through partnerships also ensures discounted rates.
5. BlueCross BlueShield
Coverage depends on the state and specific plan. Some policies offer partial reimbursement or discounts, particularly through affiliated hearing programs.
6. Humana
Humana Medicare Advantage plans often cover hearing aids, including discounts through partnered providers. Always review your plan or inquire directly for details about eligible devices.
Out-of-Pocket Costs for Hearing Aids
If insurance doesn’t cover all costs, self-pay options can help make hearing aids more affordable.
Cost Ranges
Hearing aids can range from $1,000 for basic models to over $5,000 for premium devices with advanced features.
Payment Options
Consider financing plans or using Health Savings Accounts (HSAs) for more manageable payments.
Take Action Today!
If you’re dealing with hearing loss, don’t wait – please call our office today to schedule an appointment with one of our highly skilled and experienced audiologists.
